Small Call to Action Headline


Inua your biashara with quickly accessible loans of up to Kes 4 million, or businessperson?

Are you a supplier, tender preneur, or businessperson?


Inua biashara with quick accessible loans of up to Kes 4 million


Are you a supplier, tender-preneur, or businessperson?


Inua biashara with quick accessible loans of up to Kes 4 million

90 Day Loan

90 Day Suppliers Loan

{{ errormessage }}
{{ errormessage }}
*Exclusive of initial onboarding fees

Fulfill your supply deals

Pata hiyo tender

 Inua Biashara

Why Choose our 90-day business loan?

Flexible & Convenient

You only pay interest during the first two months. Pay the principal in the final month. Say goodbye to repayment pressures

Competitive Rates

At only 7.5% , We offer competitive interest rates in Kenya.

Quick and Easy Process

Get a loan of up to 4 million in 6 hours.

Your time is important, and we value that.

All you need to access our 90-day business loan

  • Original Vehicle Logbook

  • Original PIN and ID

  • Latest 12 months' bank statements

  • Comprehensive car insurance

  • Post-dated cheques

  • Original Vehicle Logbook

  • Original PIN and ID

  • Latest 12 months' bank statements

  • Comprehensive car insurance

  • Post-dated cheques

Your car is your wallet on wheels

Borrow up to 60% of the value of your car and access up to KES 4 million.

What Our Customer Say;

Frequently Asked Questions

How much can I borrow?
You can borrow up to 70% of the value of the vehicle with a minimum amount of KES 100,000 and a maximum of KES 4,000,000.
Who is eligible for a Jijenge Business Loan?
A Kenyan citizen with a legal source of income and a registered logbook.
Is there a limit to the age of the car?
Yes. Your car should not be older than 2006.
What are the other charges for this loan?
There are additional processing fees and chattel fees, which are deducted from the loan. Monthly car tracking charges are also capitalized as part of the loan.
What is the repayment period for this loan?
There is a repayment period of up to 3 months.


Ngao Credit Limited is committed to ensuring the security and protection of the personal information that we process, and to provide a compliant and consistent approach to data protection. Please note that by sharing your information you are simultaneously agreeing to receive information and marketing material that is relevant to Financial solutions and any other valuable information that Ngao Credit Limited deems helpful and relevant to you. If you have any questions related to our GDPR compliance, please contact our Data Protection Officer or make visit our legal and privacy policy page.

Copyright 2023 . All rights reserved